Alabama Paycheck Calculator 2026
See what lands in your bank account each payday. Alabama taxes wages at 2% to 5%, but you can deduct the federal income tax you pay, and a few cities add an occupational tax on wages.
| Line | This paycheck | Per year |
|---|---|---|
| Gross pay | $2,500.00 | $65,000 |
| Federal income tax | -$191.55 | -$4,980 |
| Social Security (6.2%) | -$150.04 | -$3,901 |
| Medicare (1.45%) | -$35.09 | -$912 |
| Alabama income tax | -$95.94 | -$2,494 |
| Local occupational tax | $0.00 | $0 |
| 401(k) | -$125.00 | -$3,250 |
| Health insurance | -$80.00 | -$2,080 |
| Take-home pay | $1,822.37 | $47,382 |
What your numbers mean
per paycheck, or $2,494 a year (3.8% of your gross pay).
to each paycheck. You keep about 75¢ of every extra dollar at this pay.
You put $125.00 into your 401(k) each paycheck, but your take-home only drops by $103.75. The difference is income tax you don't pay today.
Take-home pay at Alabama pay levels
Based on Alabama's minimum wage and its median and average wages (Bureau of Labor Statistics, May 2025). Single filer, paid every two weeks, no 401(k) or health deductions.
| Salary | Every 2 weeks | Per month | Per year | Total tax rate |
|---|---|---|---|---|
| $15,080 Minimum wage, full time | $516.82 | $1,119.78 | $13,437 | 10.9% |
| $22,800 Half the median | $751.70 | $1,628.69 | $19,544 | 14.3% |
| $45,670 Median wage | $1,422.98 | $3,083.11 | $36,997 | 19.0% |
| $57,500 Average wage | $1,768.55 | $3,831.85 | $45,982 | 20.0% |
| $68,500 1.5× the median | $2,082.57 | $4,512.23 | $54,147 | 21.0% |
| $91,300 2× the median | $2,665.28 | $5,774.78 | $69,297 | 24.1% |
| $137,000 3× the median | $3,822.16 | $8,281.35 | $99,376 | 27.5% |
Hourly pay after taxes in Alabama
Single filer working 40 hours a week, 52 weeks a year. Alabama's minimum wage is $7.25 an hour.
| Hourly rate | Weekly take-home | Yearly gross | Yearly take-home |
|---|---|---|---|
| $7.25 Minimum wage | $258.41 | $15,080 | $13,437 |
| $16.47 75% of the median | $544.87 | $34,258 | $28,333 |
| $21.96 Median wage | $711.59 | $45,677 | $37,003 |
| $27.64 Average wage | $884.15 | $57,491 | $45,976 |
| $32.94 1.5× the median | $1,041.48 | $68,515 | $54,157 |
| $43.92 2× the median | $1,333.33 | $91,354 | $69,333 |
Alabama vs nearby states: take-home on $45,670
On a $45,670 (the Alabama median) salary, a single filer keeps about $1,878 a year more in Florida than in Alabama. Single filer, paid every two weeks, no 401(k) or health deductions.
| State | Every 2 weeks | Per year | vs Alabama |
|---|---|---|---|
| Alabama | $1,422.98 | $36,997 | — |
| Florida | $1,495.22 | $38,876 | +$1,878 |
| Tennessee | $1,495.22 | $38,876 | +$1,878 |
| Georgia | $1,436.36 | $37,345 | +$348 |
| Mississippi | $1,453.12 | $37,781 | +$784 |
More Alabama pay calculators
Wages in Alabama
| Median wage, all jobs | $21.96 an hour · $45,670 a year |
| Average (mean) wage | $57,500 a year |
| Take-home at the median wage | $36,997 a year · $1,422.98 every 2 weeks |
| Median household income (2024) | $66,659 |
| Jobs | 2,113,660 |
Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025. Household income: Census Bureau, American Community Survey 2024. Take-home assumes a single filer with no pre-tax deductions.
Alabama income tax brackets 2026
Single filers
| Rate | Taxable income |
|---|---|
| 2% | $0 – $500 |
| 4% | $501 – $3,000 |
| 5% | Over $3,000 |
Married filing jointly
| Rate | Taxable income |
|---|---|
| 2% | $0 – $1,000 |
| 4% | $1,001 – $6,000 |
| 5% | Over $6,000 |
- Standard deduction: $3,000 single, $8,500 married filing jointly, $5,200 head of household (reduced at higher incomes).
- Personal exemption: $1,500 single, $3,000 married filing jointly.
- Federal income tax paid is deductible.
Paychecks in Alabama: what to know
- Alabama is one of the few states that lets you deduct federal income tax from state taxable income, so its 5% top rate costs less than it looks.
- The standard deduction depends on income: a single filer gets $3,000 at low incomes, falling to $2,500 above about $35,500.
- Alabama's temporary tax break for overtime pay ended June 30, 2025, so overtime is fully taxed in 2026.
- Employers may withhold Alabama tax on bonuses at a flat 5%.
- Alabama has no state minimum wage law, so the federal $7.25 an hour applies.
- Sales tax: 4% state sales tax plus local taxes, often 9% or more combined.
How this calculator works
- Gross pay. Your salary, or hourly rate × hours × 52 weeks plus overtime at 1.5×, divided by your number of paychecks.
- Pre-tax deductions. 401(k) contributions lower your income tax. Health premiums lower income tax and Social Security/Medicare.
- Federal income tax. Yearly taxable pay minus the 2026 standard deduction, run through the 2026 IRS brackets.
- Social Security and Medicare. 6.2% up to $184,500, plus 1.45% Medicare (2.35% above $200,000).
- Alabama. Yes. Alabama taxes wages at 2%, 4% and 5%, with the 5% rate starting above $3,000 of taxable income ($6,000 married). Unusually, Alabama lets you deduct the federal income tax you pay, which lowers your state tax.
- Local occupational tax. Some Alabama cities charge an occupational tax on wages earned there, for example 1% in Birmingham and Bessemer and 2% in Gadsden. Enter your rate, or 0 if your city has none.
Full details and federal sources are on the methodology page.
Alabama sources
Common questions
Does Alabama have a state income tax?
Yes. Alabama taxes wages at 2%, 4% and 5%, with the 5% rate starting above $3,000 of taxable income ($6,000 married). Unusually, Alabama lets you deduct the federal income tax you pay, which lowers your state tax.
What is the Alabama income tax rate for 2026?
Alabama has graduated income tax rates from 2% to 5% in 2026. The full 2026 brackets are listed on this page.
How much is the median Alabama salary after taxes?
The median wage in Alabama is $45,670 a year. A single filer with no 401(k) or health deductions takes home about $36,997 of it, or $1,422.98 every two weeks, which is 81% of gross pay.
What does a full-time minimum wage job in Alabama take home?
At $7.25 an hour and 40 hours a week, gross pay is $15,080 a year. A single filer takes home about $13,437, or $516.82 every two weeks.
What percentage of my paycheck goes to taxes in Alabama?
For a single filer with no pre-tax deductions in Alabama, taxes take about 11% of pay for a full-time minimum wage job ($15,080), 19% at the state median of $45,670 and 24% at twice the median ($91,300). That counts federal income tax, Social Security and Medicare, plus Alabama income tax.
How much is the median hourly wage in Alabama after taxes?
The median hourly wage in Alabama is $21.96. Working 40 hours a week, that is $45,677 a year, and a single filer takes home about $37,003, or $711.59 a week ($17.79 per hour worked).
How much does the average Alabama worker take home?
The average (mean) wage in Alabama is $57,500 a year. After 2026 taxes, a single filer earning that keeps about $45,982 a year, or $1,768.55 every two weeks. The average is higher than the median because high earners pull it up.
How are bonuses taxed in Alabama?
Employers usually withhold federal tax on a bonus at a flat 22%, plus Social Security and Medicare and Alabama income tax. On a $5,000 bonus with a $45,670 salary, a single filer in Alabama sees about $3,298 on payday and may get about $500 back at tax time.
What is the average salary in Alabama?
The average (mean) wage in Alabama is $57,500 a year, and the median is $45,670 ($21.96 an hour), according to the Bureau of Labor Statistics for May 2025. Half of Alabama workers earn more than the median and half earn less.
What is the median household income in Alabama?
The median household income in Alabama was $66,659 in 2024, according to the Census Bureau's American Community Survey. Household income combines everyone in the home, so it is higher than a typical single paycheck.
What do OASDI and FICA mean on my Alabama pay stub?
OASDI is Social Security tax: 6.2% of your wages up to $184,500 in 2026. FICA is Social Security plus Medicare (1.45% of all wages, plus 0.9% above $200,000), 7.65% in total for most workers. On a Alabama minimum wage paycheck ($580.00 for two weeks full time), FICA takes $44.37.
How much of my paycheck goes to Social Security and Medicare?
Social Security takes 6.2% of your wages up to $184,500 in 2026, and Medicare takes 1.45% of all wages. Medicare adds another 0.9% on wages above $200,000. At the Alabama median wage of $45,670, that is $2,832 for Social Security and $662 for Medicare a year, or $134.38 per biweekly paycheck.
Why is my real paycheck a little different?
Your employer withholds using the W-4 you filled in and IRS Publication 15-T. Extra withholding, a second job, dependents, or other benefits change the number. This calculator spreads your estimated yearly tax evenly across your paychecks.
Do you take home more in Alabama or Florida?
On a $45,670 (the Alabama median) salary, a single filer keeps about $1,878 a year more in Florida than in Alabama. Florida: $38,876, Tennessee: $38,876, Georgia: $37,345, Mississippi: $37,781; Alabama: $36,997 (single filer, $45,670 salary, no pre-tax deductions, typical local tax where it applies).