Paycheck Calculator by State (2026)
See your take-home pay after federal income tax, Social Security, Medicare and state taxes, with every line of your pay stub explained. Built on the 2026 IRS brackets and each state's own rules.
- All 50 states and DC
- Updated October 2026
- Free, no sign-up
- Nothing you enter leaves your browser
Choose your state
$65,000 salary: where you keep the most and least
Single filer, paid every two weeks, no 401(k) or health deductions. The full state-by-state comparison is in how much tax comes out of your paycheck.
| State | Every 2 weeks | Per year | State and local taxes |
|---|---|---|---|
| Texas | $2,092.60 | $54,408 | $0 |
| Florida | $2,092.60 | $54,408 | $0 |
| Nevada | $2,092.60 | $54,408 | $0 |
| Tennessee | $2,092.60 | $54,408 | $0 |
| South Dakota | $2,092.60 | $54,408 | $0 |
| … | |||
| New York | $1,968.56 | $51,183 | $3,225 |
| Massachusetts | $1,968.40 | $51,179 | $3,229 |
| Hawaii | $1,959.47 | $50,946 | $3,461 |
| Maryland | $1,916.05 | $49,817 | $4,590 |
| Oregon | $1,907.44 | $49,593 | $4,814 |
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See every calculator and guide
Why your state changes your paycheck
Federal income tax, Social Security and Medicare follow the same rules in every state. What changes from state to state is state income tax, local taxes in some cities and counties, and state programs such as disability or paid-leave insurance. Nine states have no tax on wages at all, which can mean thousands of dollars more take-home pay each year.
What the paycheck calculators show
- Your take-home pay per paycheck and per year, for salary or hourly pay.
- A full pay stub: federal tax, Social Security, Medicare, state taxes, 401(k) and health insurance.
- How much a raise or an overtime hour adds after tax.
- What your 401(k) contribution costs after the tax break.
See how we calculate for every rate and source.
Common questions
How do I calculate my take-home pay?
Start with your gross pay for the pay period. Subtract federal income tax, Social Security (6.2%), Medicare (1.45%), any state and local income taxes, and deductions such as 401(k) contributions and health insurance. Choose your state above to have every step done for you.
Which states have no state income tax?
Nine states don't tax wages: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming. Washington and Alaska still take small payroll deductions for state programs.
Which states take the most from a paycheck?
At a $65,000 salary, a single filer keeps the least in Oregon ($49,593 a year), Maryland ($49,817 a year) and Hawaii ($50,946 a year), once state and typical local taxes are included. In a no-tax state such as Texas, the same salary leaves $54,408.
Is this calculator updated for 2026?
Yes. Every calculator uses the 2026 IRS brackets and standard deduction, the $184,500 Social Security wage base, and each state's 2026 rates, including changes made during the year.
How accurate are these paycheck estimates?
They follow the official tax rules for the year and are usually within a few dollars of your real yearly tax. Your actual paycheck can differ slightly because employers use withholding tables, and because of your W-4 choices, dependents, other income and benefits.