Colorado Paycheck Calculator 2026
See what lands in your bank account each payday. Colorado charges a flat 4.40% income tax on federal taxable income, and employees pay 0.44% of wages into the FAMLI paid family and medical leave program.
| Line | This paycheck | Per year |
|---|---|---|
| Gross pay | $2,500.00 | $65,000 |
| Federal income tax | -$191.55 | -$4,980 |
| Social Security (6.2%) | -$150.04 | -$3,901 |
| Medicare (1.45%) | -$35.09 | -$912 |
| Colorado income tax | -$73.73 | -$1,917 |
| Colorado FAMLI paid leave | -$10.65 | -$277 |
| 401(k) | -$125.00 | -$3,250 |
| Health insurance | -$80.00 | -$2,080 |
| Take-home pay | $1,833.93 | $47,682 |
What your numbers mean
per paycheck, or $1,917 a year (2.9% of your gross pay).
to each paycheck. You keep about 76¢ of every extra dollar at this pay.
You put $125.00 into your 401(k) each paycheck, but your take-home only drops by $104.50. The difference is income tax you don't pay today.
Take-home pay at common salaries in Colorado
Single filer, paid every two weeks, no 401(k) or health deductions.
| Salary | Every 2 weeks | Per month | Per year | Total tax rate |
|---|---|---|---|---|
| $30,000 | $982.36 | $2,128.45 | $25,541 | 14.9% |
| $40,000 | $1,272.78 | $2,757.70 | $33,092 | 17.3% |
| $50,000 | $1,563.21 | $3,386.95 | $40,643 | 18.7% |
| $60,000 | $1,853.63 | $4,016.20 | $48,194 | 19.7% |
| $70,000 | $2,130.59 | $4,616.28 | $55,395 | 20.9% |
| $80,000 | $2,382.55 | $5,162.20 | $61,946 | 22.6% |
| $100,000 | $2,886.48 | $6,254.03 | $75,048 | 25.0% |
| $125,000 | $3,513.92 | $7,613.49 | $91,362 | 26.9% |
| $150,000 | $4,124.59 | $8,936.62 | $107,239 | 28.5% |
| $200,000 | $5,385.52 | $11,668.63 | $140,024 | 30.0% |
Hourly pay after taxes in Colorado
Single filer working 40 hours a week, 52 weeks a year. Colorado's minimum wage is $15.16 an hour.
| Hourly rate | Weekly take-home | Yearly gross | Yearly take-home |
|---|---|---|---|
| $15.00 | $508.61 | $31,200 | $26,448 |
| $15.16 (minimum) | $513.44 | $31,533 | $26,699 |
| $20.00 | $659.63 | $41,600 | $34,301 |
| $25.00 | $810.65 | $52,000 | $42,154 |
| $30.00 | $961.67 | $62,400 | $50,007 |
| $40.00 | $1,231.59 | $83,200 | $64,043 |
Colorado vs nearby states: take-home on $65,000
On a $65,000 salary, a single filer keeps about $2,438 a year more in Wyoming than in Colorado. Single filer, paid every two weeks, no 401(k) or health deductions.
| State | Every 2 weeks | Per year | vs Colorado |
|---|---|---|---|
| Colorado | $1,998.84 | $51,970 | — |
| Wyoming | $2,092.60 | $54,408 | +$2,438 |
| South Dakota | $2,092.60 | $54,408 | +$2,438 |
| Nevada | $2,092.60 | $54,408 | +$2,438 |
More Colorado pay calculators
Paychecks in Colorado: what to know
- The 4.40% rate is applied to federal taxable income, so the $16,100 federal standard deduction lowers your Colorado tax too.
- FAMLI paid leave costs employees 0.44% of wages in 2026 (half of the 0.88% premium), on wages up to $184,500.
- Denver, Aurora and a few other cities charge a small flat monthly occupational privilege tax on workers.
- The Colorado minimum wage is $15.16 an hour in 2026, and Denver sets its own higher rate.
- Sales tax: 2.9% state sales tax, the lowest of any state with a sales tax, plus local taxes.
How this calculator works
- Gross pay. Your salary, or hourly rate × hours × 52 weeks plus overtime at 1.5×, divided by your number of paychecks.
- Pre-tax deductions. 401(k) contributions lower your income tax. Health premiums lower income tax and Social Security/Medicare.
- Federal income tax. Yearly taxable pay minus the 2026 standard deduction, run through the 2026 IRS brackets.
- Social Security and Medicare. 6.2% up to $184,500, plus 1.45% Medicare (2.35% above $200,000).
- Colorado. Yes. Colorado taxes wages at a flat 4.40%. Colorado starts from federal taxable income, so the federal standard deduction applies, and employees also pay 0.44% for FAMLI paid leave. Colorado also withholds Colorado FAMLI paid leave (0.44%).
Full details and federal sources are on the methodology page.
Colorado sources
Common questions
Does Colorado have a state income tax?
Yes. Colorado taxes wages at a flat 4.40%. Colorado starts from federal taxable income, so the federal standard deduction applies, and employees also pay 0.44% for FAMLI paid leave.
How much is $65,000 a year after taxes in Colorado?
For a single filer with no 401(k) or health deductions, $65,000 a year in Colorado is about $51,970 after taxes, or $1,998.84 every two weeks. That is 80% of gross pay.
What does a full-time minimum wage job in Colorado take home?
At $15.16 an hour and 40 hours a week, gross pay is $31,533 a year. A single filer takes home about $26,699, or $1,026.88 every two weeks.
What percentage of my paycheck goes to taxes in Colorado?
For a single filer with no pre-tax deductions in Colorado, taxes take about 17% of pay at $40,000 a year, 20% at $65,000 and 25% at $100,000. That counts federal income tax, Social Security and Medicare, plus Colorado income tax.
How much is $20 an hour after taxes in Colorado?
Working 40 hours a week, $20 an hour is $41,600 a year. A single filer in Colorado takes home about $34,301 a year, $659.63 a week, or about $16.49 per hour worked.
How much is $100,000 a year after taxes in Colorado?
A single filer earning $100,000 in Colorado takes home about $75,048 a year, or $2,886.48 every two weeks, with no pre-tax deductions.
How are bonuses taxed in Colorado?
Employers usually withhold federal tax on a bonus at a flat 22%, plus Social Security and Medicare and Colorado income tax. On a $5,000 bonus with a $65,000 salary, a single filer in Colorado sees about $3,276 on payday and may get about $150 back at tax time.
What do OASDI and FICA mean on my Colorado pay stub?
OASDI is Social Security tax: 6.2% of your wages up to $184,500 in 2026. FICA is Social Security plus Medicare (1.45% of all wages, plus 0.9% above $200,000), 7.65% in total for most workers. Colorado also withholds Colorado FAMLI paid leave (0.44%).
How much of my paycheck goes to Social Security and Medicare?
Social Security takes 6.2% of your wages up to $184,500 in 2026, and Medicare takes 1.45% of all wages. Medicare adds another 0.9% on wages above $200,000. Colorado also withholds Colorado FAMLI paid leave (0.44%).
Why is my real paycheck a little different?
Your employer withholds using the W-4 you filled in and IRS Publication 15-T. Extra withholding, a second job, dependents, or other benefits change the number. This calculator spreads your estimated yearly tax evenly across your paychecks.
Do you take home more in Colorado or Wyoming?
On a $65,000 salary, a single filer keeps about $2,438 a year more in Wyoming than in Colorado. Wyoming: $54,408, South Dakota: $54,408, Nevada: $54,408; Colorado: $51,970 (single filer, $65,000 salary, no pre-tax deductions).