Military Pay Calculator 2026
Choose your pay grade and years of service to see your monthly basic pay, BAS and BAH, and your take-home pay after federal and state taxes.
| Basic pay | $3,658.50 |
| BAS (tax-free) | $476.95 |
| BAH (tax-free) | $0.00 |
| Federal income tax | -$235.40 |
| Social Security + Medicare | -$279.88 |
| Texas income tax | Exempt |
| TSP contribution | -$182.92 |
| Take-home per month | $3,437.25 |
2026 military basic pay chart
Monthly basic pay effective January 1, 2026, after the 3.8% raise, from the official DFAS pay tables. Basic pay for O-7 to O-10 is capped at $18,999.90 a month.
Enlisted
| Grade | <2 | 2 | 3 | 4 | 6 | 8 | 10 | 12 | 14 | 16 | 18 | 20 | 22 | 24 | 26 | 30 | 34 | 38 | 40 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| E-9 | — | — | — | — | — | — | 6,910.20 | 7,066.50 | 7,263.60 | 7,496.10 | 7,730.70 | 8,105.10 | 8,423.10 | 8,756.70 | 9,267.90 | 9,730.20 | 10,217.40 | 10,729.20 | 10,729.20 |
| E-8 | — | — | — | — | — | 5,656.50 | 5,907.00 | 6,061.80 | 6,247.20 | 6,448.20 | 6,811.20 | 6,995.40 | 7,308.30 | 7,481.70 | 7,908.90 | 8,067.30 | 8,067.30 | 8,067.30 | 8,067.30 |
| E-7 | 3,932.10 | 4,291.50 | 4,456.20 | 4,673.10 | 4,843.80 | 5,135.70 | 5,300.40 | 5,591.70 | 5,835.00 | 6,000.90 | 6,177.30 | 6,245.70 | 6,475.20 | 6,598.20 | 7,067.40 | 7,067.40 | 7,067.40 | 7,067.40 | 7,067.40 |
| E-6 | 3,401.10 | 3,743.10 | 3,908.10 | 4,068.90 | 4,235.70 | 4,612.80 | 4,759.50 | 5,043.30 | 5,130.30 | 5,193.60 | 5,267.70 | 5,267.70 | 5,267.70 | 5,267.70 | 5,267.70 | 5,267.70 | 5,267.70 | 5,267.70 | 5,267.70 |
| E-5 | 3,342.90 | 3,598.20 | 3,775.80 | 3,946.80 | 4,110.00 | 4,299.90 | 4,395.30 | 4,421.70 | 4,421.70 | 4,421.70 | 4,421.70 | 4,421.70 | 4,421.70 | 4,421.70 | 4,421.70 | 4,421.70 | 4,421.70 | 4,421.70 | 4,421.70 |
| E-4 | 3,142.20 | 3,303.00 | 3,482.40 | 3,658.50 | 3,815.40 | 3,815.40 | 3,815.40 | 3,815.40 | 3,815.40 | 3,815.40 | 3,815.40 | 3,815.40 | 3,815.40 | 3,815.40 | 3,815.40 | 3,815.40 | 3,815.40 | 3,815.40 | 3,815.40 |
| E-3 | 2,836.80 | 3,015.00 | 3,198.00 | 3,198.00 | 3,198.00 | 3,198.00 | 3,198.00 | 3,198.00 | 3,198.00 | 3,198.00 | 3,198.00 | 3,198.00 | 3,198.00 | 3,198.00 | 3,198.00 | 3,198.00 | 3,198.00 | 3,198.00 | 3,198.00 |
| E-2 | 2,697.90 | 2,697.90 | 2,697.90 | 2,697.90 | 2,697.90 | 2,697.90 | 2,697.90 | 2,697.90 | 2,697.90 | 2,697.90 | 2,697.90 | 2,697.90 | 2,697.90 | 2,697.90 | 2,697.90 | 2,697.90 | 2,697.90 | 2,697.90 | 2,697.90 |
| E-1 | 2,407.20 | 2,407.20 | 2,407.20 | 2,407.20 | 2,407.20 | 2,407.20 | 2,407.20 | 2,407.20 | 2,407.20 | 2,407.20 | 2,407.20 | 2,407.20 | 2,407.20 | 2,407.20 | 2,407.20 | 2,407.20 | 2,407.20 | 2,407.20 | 2,407.20 |
Warrant officers
| Grade | <2 | 2 | 3 | 4 | 6 | 8 | 10 | 12 | 14 | 16 | 18 | 20 | 22 | 24 | 26 | 30 | 34 | 38 | 40 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| W-5 | — | — | — | — | — | — | — | — | — | — | — | 10,169.70 | 10,685.70 | 11,070.30 | 11,495.10 | 12,070.80 | 12,673.50 | 13,308.30 | 13,308.30 |
| W-4 | 5,719.80 | 6,152.10 | 6,328.50 | 6,502.20 | 6,801.90 | 7,098.00 | 7,398.00 | 7,848.30 | 8,243.70 | 8,619.90 | 8,928.60 | 9,228.90 | 9,669.60 | 10,032.00 | 10,445.40 | 10,653.60 | 10,653.60 | 10,653.60 | 10,653.60 |
| W-3 | 5,223.30 | 5,440.50 | 5,664.30 | 5,736.90 | 5,970.90 | 6,431.10 | 6,910.50 | 7,136.40 | 7,397.70 | 7,665.90 | 8,150.40 | 8,476.50 | 8,671.80 | 8,879.70 | 9,162.60 | 9,162.60 | 9,162.60 | 9,162.60 | 9,162.60 |
| W-2 | 4,621.80 | 5,058.90 | 5,193.30 | 5,286.00 | 5,585.40 | 6,051.00 | 6,282.60 | 6,509.40 | 6,787.50 | 7,005.00 | 7,201.50 | 7,437.00 | 7,591.50 | 7,714.20 | 7,714.20 | 7,714.20 | 7,714.20 | 7,714.20 | 7,714.20 |
| W-1 | 4,056.60 | 4,493.70 | 4,611.00 | 4,859.10 | 5,152.20 | 5,584.20 | 5,786.10 | 6,069.30 | 6,346.50 | 6,564.90 | 6,766.20 | 7,010.10 | 7,010.10 | 7,010.10 | 7,010.10 | 7,010.10 | 7,010.10 | 7,010.10 | 7,010.10 |
Commissioned officers
| Grade | <2 | 2 | 3 | 4 | 6 | 8 | 10 | 12 | 14 | 16 | 18 | 20 | 22 | 24 | 26 | 30 | 34 | 38 | 40 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| O-10 | — | — | — | — | — | — | — | — | — | — | — | 18,999.90 | 18,999.90 | 18,999.90 | 18,999.90 | 18,999.90 | 18,999.90 | 18,999.90 | 18,999.90 |
| O-9 | — | — | — | — | — | — | — | — | — | — | — | 18,999.90 | 18,999.90 | 18,999.90 | 18,999.90 | 18,999.90 | 18,999.90 | 18,999.90 | 18,999.90 |
| O-8 | 13,888.50 | 14,343.90 | 14,645.40 | 14,729.40 | 15,106.50 | 15,735.30 | 15,882.00 | 16,479.60 | 16,651.80 | 17,166.60 | 17,911.80 | 18,598.20 | 18,999.90 | 18,999.90 | 18,999.90 | 18,999.90 | 18,999.90 | 18,999.90 | 18,999.90 |
| O-7 | 11,540.10 | 12,076.20 | 12,324.30 | 12,522.00 | 12,878.70 | 13,231.80 | 13,639.20 | 14,045.70 | 14,454.30 | 15,735.30 | 16,817.70 | 16,817.70 | 16,817.70 | 16,817.70 | 16,904.40 | 17,242.20 | 17,242.20 | 17,242.20 | 17,242.20 |
| O-6 | 8,751.30 | 9,613.80 | 10,245.00 | 10,245.00 | 10,284.30 | 10,725.00 | 10,783.50 | 10,783.50 | 11,396.40 | 12,479.70 | 13,115.40 | 13,751.10 | 14,112.90 | 14,479.20 | 15,188.70 | 15,408.30 | 15,408.30 | 15,408.30 | 15,408.30 |
| O-5 | 7,295.40 | 8,218.20 | 8,787.00 | 8,894.10 | 9,249.60 | 9,461.40 | 9,928.50 | 10,271.70 | 10,715.10 | 11,391.30 | 11,713.80 | 12,032.70 | 12,394.80 | 12,394.80 | 12,394.80 | 12,394.80 | 12,394.80 | 12,394.80 | 12,394.80 |
| O-4 | 6,294.60 | 7,286.40 | 7,773.60 | 7,881.00 | 8,332.20 | 8,816.40 | 9,420.00 | 9,888.30 | 10,214.40 | 10,401.60 | 10,509.90 | 10,509.90 | 10,509.90 | 10,509.90 | 10,509.90 | 10,509.90 | 10,509.90 | 10,509.90 | 10,509.90 |
| O-3 | 5,534.10 | 6,273.90 | 6,770.40 | 7,382.70 | 7,737.00 | 8,125.50 | 8,375.70 | 8,788.20 | 9,004.20 | 9,004.20 | 9,004.20 | 9,004.20 | 9,004.20 | 9,004.20 | 9,004.20 | 9,004.20 | 9,004.20 | 9,004.20 | 9,004.20 |
| O-2 | 4,782.00 | 5,446.20 | 6,272.40 | 6,484.50 | 6,617.70 | 6,617.70 | 6,617.70 | 6,617.70 | 6,617.70 | 6,617.70 | 6,617.70 | 6,617.70 | 6,617.70 | 6,617.70 | 6,617.70 | 6,617.70 | 6,617.70 | 6,617.70 | 6,617.70 |
| O-1 | 4,150.20 | 4,320.00 | 5,222.40 | 5,222.40 | 5,222.40 | 5,222.40 | 5,222.40 | 5,222.40 | 5,222.40 | 5,222.40 | 5,222.40 | 5,222.40 | 5,222.40 | 5,222.40 | 5,222.40 | 5,222.40 | 5,222.40 | 5,222.40 | 5,222.40 |
Officers with over 4 years of enlisted or warrant service
| Grade | <2 | 2 | 3 | 4 | 6 | 8 | 10 | 12 | 14 | 16 | 18 | 20 | 22 | 24 | 26 | 30 | 34 | 38 | 40 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| O-3E | — | — | — | 7,382.70 | 7,737.00 | 8,125.50 | 8,375.70 | 8,788.20 | 9,137.10 | 9,336.90 | 9,609.60 | 9,609.60 | 9,609.60 | 9,609.60 | 9,609.60 | 9,609.60 | 9,609.60 | 9,609.60 | 9,609.60 |
| O-2E | — | — | — | 6,484.50 | 6,617.70 | 6,828.00 | 7,183.80 | 7,458.90 | 7,663.50 | 7,663.50 | 7,663.50 | 7,663.50 | 7,663.50 | 7,663.50 | 7,663.50 | 7,663.50 | 7,663.50 | 7,663.50 | 7,663.50 |
| O-1E | — | — | — | 5,222.40 | 5,576.70 | 5,783.10 | 5,993.70 | 6,200.70 | 6,484.50 | 6,484.50 | 6,484.50 | 6,484.50 | 6,484.50 | 6,484.50 | 6,484.50 | 6,484.50 | 6,484.50 | 6,484.50 | 6,484.50 |
Columns are years of service. E-1 with under 4 months of service earns $2,225.70. 2026 BAS: $328.48 a month for officers and $476.95 for enlisted members.
What is taxed and what is not
- Taxable: basic pay and most special and incentive pays. They are subject to federal income tax, Social Security and Medicare.
- Not taxable: BAH, BAS and other allowances.
- Combat zone: enlisted members and warrant officers exclude all pay earned in a combat zone from federal income tax; officers can exclude up to the highest enlisted pay plus hostile fire pay.
- State tax: depends on your state of legal residence, which may differ from where you are stationed.
Common questions
How much is the 2026 military pay raise?
Military basic pay rose 3.8% on January 1, 2026. For example, a new E-1 now earns $2,407.20 a month in basic pay.
How much does an E-4 make?
In 2026, an E-4 earns $3,142.20 a month in basic pay with under 2 years of service and $3,658.50 over 4 years, plus $476.95 BAS. Over 4 years, with no state tax, that is about $3,598.22 a month after federal taxes, before BAH.
How much does an E-5 make?
An E-5 with over 6 years earns $4,110.00 a month in basic pay in 2026. With BAS and no state tax, take-home is about $3,961.00 a month before BAH.
How much does an O-1 make?
A new second lieutenant or ensign (O-1, under 2 years) earns $4,150.20 a month in basic pay in 2026, plus $328.48 officer BAS, or about $3,844.83 a month after federal taxes before BAH.
Is BAH taxable?
No. Basic Allowance for Housing (BAH) and Basic Allowance for Subsistence (BAS) are not taxable. Only basic pay and special pays are subject to income tax, Social Security and Medicare.
Which states don't tax military pay?
22 states do not tax active-duty military pay: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming, Arizona, Arkansas, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Missouri, Montana, New Mexico, North Dakota, Oklahoma. Several others exempt it only when you are stationed outside the state, and some exempt part of it.
When do service members get paid?
Active-duty members are paid twice a month, on the 1st and the 15th. If either date falls on a weekend or holiday, pay usually arrives on the last business day before it.