Minnesota Paycheck Calculator 2026
See what lands in your bank account each payday. Minnesota taxes wages at 5.35% to 9.85%, and from January 2026 employees pay 0.44% of wages into the new Minnesota Paid Leave program.
| Line | This paycheck | Per year |
|---|---|---|
| Gross pay | $2,500.00 | $65,000 |
| Federal income tax | -$191.55 | -$4,980 |
| Social Security (6.2%) | -$150.04 | -$3,901 |
| Medicare (1.45%) | -$35.09 | -$912 |
| Minnesota income tax | -$97.47 | -$2,534 |
| Minnesota Paid Leave | -$10.65 | -$277 |
| 401(k) | -$125.00 | -$3,250 |
| Health insurance | -$80.00 | -$2,080 |
| Take-home pay | $1,810.20 | $47,065 |
What your numbers mean
per paycheck, or $2,534 a year (3.9% of your gross pay).
to each paycheck. You keep about 73¢ of every extra dollar at this pay.
You put $125.00 into your 401(k) each paycheck, but your take-home only drops by $101.50. The difference is income tax you don't pay today.
Take-home pay at Minnesota pay levels
Based on Minnesota's minimum wage and its median and average wages (Bureau of Labor Statistics, May 2025). Single filer, paid every two weeks, no 401(k) or health deductions.
| Salary | Every 2 weeks | Per month | Per year | Total tax rate |
|---|---|---|---|---|
| $23,733 Minimum wage, full time | $792.25 | $1,716.53 | $20,598 | 13.2% |
| $28,500 Half the median | $932.62 | $2,020.68 | $24,248 | 14.9% |
| $56,920 Median wage | $1,742.98 | $3,776.47 | $45,318 | 20.4% |
| $71,160 Average wage | $2,125.48 | $4,605.21 | $55,262 | 22.3% |
| $85,400 1.5× the median | $2,471.13 | $5,354.11 | $64,249 | 24.8% |
| $113,800 2× the median | $3,160.48 | $6,847.71 | $82,173 | 27.8% |
| $170,800 3× the median | $4,487.75 | $9,723.46 | $116,682 | 31.7% |
Hourly pay after taxes in Minnesota
Single filer working 40 hours a week, 52 weeks a year. Minnesota's minimum wage is $11.41 an hour.
| Hourly rate | Weekly take-home | Yearly gross | Yearly take-home |
|---|---|---|---|
| $11.41 Minimum wage | $396.12 | $23,733 | $20,598 |
| $20.52 75% of the median | $669.65 | $42,682 | $34,822 |
| $27.36 Median wage | $871.33 | $56,909 | $45,309 |
| $34.21 Average wage | $1,062.70 | $71,157 | $55,260 |
| $41.04 1.5× the median | $1,235.12 | $85,363 | $64,226 |
| $54.72 2× the median | $1,580.46 | $113,818 | $82,184 |
Minnesota vs nearby states: take-home on $56,920
On a $56,920 (the Minnesota median) salary, a single filer keeps about $2,598 a year more in South Dakota than in Minnesota. Single filer, paid every two weeks, no 401(k) or health deductions.
| State | Every 2 weeks | Per year | vs Minnesota |
|---|---|---|---|
| Minnesota | $1,742.98 | $45,318 | — |
| South Dakota | $1,842.89 | $47,915 | +$2,598 |
| Iowa | $1,784.77 | $46,404 | +$1,086 |
| North Dakota | $1,842.89 | $47,915 | +$2,598 |
| Wisconsin | $1,769.13 | $45,997 | +$680 |
More Minnesota pay calculators
Wages in Minnesota
| Median wage, all jobs | $27.36 an hour · $56,920 a year |
| Average (mean) wage | $71,160 a year |
| Take-home at the median wage | $45,318 a year · $1,742.98 every 2 weeks |
| Median household income (2024) | $87,117 |
| Jobs | 2,949,820 |
Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025. Household income: Census Bureau, American Community Survey 2024. Take-home assumes a single filer with no pre-tax deductions.
Minnesota income tax brackets 2026
Single filers
| Rate | Taxable income |
|---|---|
| 5.35% | $0 – $33,310 |
| 6.8% | $33,311 – $109,430 |
| 7.85% | $109,431 – $203,150 |
| 9.85% | Over $203,150 |
Married filing jointly
| Rate | Taxable income |
|---|---|
| 5.35% | $0 – $48,700 |
| 6.8% | $48,701 – $193,480 |
| 7.85% | $193,481 – $337,930 |
| 9.85% | Over $337,930 |
- Standard deduction: $15,300 single, $30,600 married filing jointly, $23,000 head of household.
Paychecks in Minnesota: what to know
- Minnesota Paid Leave premiums began January 1, 2026: 0.88% of wages, of which employers may deduct up to 0.44% from your pay, up to $184,500.
- Brackets rose 2.369% for inflation. The 9.85% top rate starts at $203,151 of taxable income for single filers.
- The 2026 standard deduction is $15,300 single, $30,600 married and $23,000 head of household, reduced at very high incomes (not modeled here).
- The refundable Minnesota Child Tax Credit is $1,800 per child in 2026.
- The statewide minimum wage is $11.41 an hour; Minneapolis and St. Paul set higher rates.
- Sales tax: 6.875% state sales tax plus local taxes.
How this calculator works
- Gross pay. Your salary, or hourly rate × hours × 52 weeks plus overtime at 1.5×, divided by your number of paychecks.
- Pre-tax deductions. 401(k) contributions lower your income tax. Health premiums lower income tax and Social Security/Medicare.
- Federal income tax. Yearly taxable pay minus the 2026 standard deduction, run through the 2026 IRS brackets.
- Social Security and Medicare. 6.2% up to $184,500, plus 1.45% Medicare (2.35% above $200,000).
- Minnesota. Yes. Minnesota taxes wages at 5.35% to 9.85% after a $15,300 standard deduction for single filers. From 2026, employees also pay 0.44% for Minnesota Paid Leave. Minnesota also withholds Minnesota Paid Leave (0.44%).
Full details and federal sources are on the methodology page.
Minnesota sources
Common questions
Does Minnesota have a state income tax?
Yes. Minnesota taxes wages at 5.35% to 9.85% after a $15,300 standard deduction for single filers. From 2026, employees also pay 0.44% for Minnesota Paid Leave.
What is the Minnesota income tax rate for 2026?
Minnesota has graduated income tax rates from 5.35% to 9.85% in 2026. The full 2026 brackets are listed on this page.
How much is the median Minnesota salary after taxes?
The median wage in Minnesota is $56,920 a year. A single filer with no 401(k) or health deductions takes home about $45,318 of it, or $1,742.98 every two weeks, which is 80% of gross pay.
What does a full-time minimum wage job in Minnesota take home?
At $11.41 an hour and 40 hours a week, gross pay is $23,733 a year. A single filer takes home about $20,598, or $792.25 every two weeks.
What percentage of my paycheck goes to taxes in Minnesota?
For a single filer with no pre-tax deductions in Minnesota, taxes take about 13% of pay for a full-time minimum wage job ($23,733), 20% at the state median of $56,920 and 28% at twice the median ($113,800). That counts federal income tax, Social Security and Medicare, plus Minnesota income tax.
How much is the median hourly wage in Minnesota after taxes?
The median hourly wage in Minnesota is $27.36. Working 40 hours a week, that is $56,909 a year, and a single filer takes home about $45,309, or $871.33 a week ($21.78 per hour worked).
How much does the average Minnesota worker take home?
The average (mean) wage in Minnesota is $71,160 a year. After 2026 taxes, a single filer earning that keeps about $55,262 a year, or $2,125.48 every two weeks. The average is higher than the median because high earners pull it up.
How are bonuses taxed in Minnesota?
Employers usually withhold federal tax on a bonus at a flat 22%, plus Social Security and Medicare and Minnesota income tax. On a $5,000 bonus with a $56,920 salary, a single filer in Minnesota sees about $3,156 on payday and may get about $500 back at tax time.
What is the average salary in Minnesota?
The average (mean) wage in Minnesota is $71,160 a year, and the median is $56,920 ($27.36 an hour), according to the Bureau of Labor Statistics for May 2025. Half of Minnesota workers earn more than the median and half earn less.
What is the median household income in Minnesota?
The median household income in Minnesota was $87,117 in 2024, according to the Census Bureau's American Community Survey. Household income combines everyone in the home, so it is higher than a typical single paycheck.
What do OASDI and FICA mean on my Minnesota pay stub?
OASDI is Social Security tax: 6.2% of your wages up to $184,500 in 2026. FICA is Social Security plus Medicare (1.45% of all wages, plus 0.9% above $200,000), 7.65% in total for most workers. On a Minnesota minimum wage paycheck ($912.80 for two weeks full time), FICA takes $69.83. Minnesota also withholds Minnesota Paid Leave (0.44%).
How much of my paycheck goes to Social Security and Medicare?
Social Security takes 6.2% of your wages up to $184,500 in 2026, and Medicare takes 1.45% of all wages. Medicare adds another 0.9% on wages above $200,000. At the Minnesota median wage of $56,920, that is $3,529 for Social Security and $825 for Medicare a year, or $167.48 per biweekly paycheck. Minnesota also withholds Minnesota Paid Leave (0.44%).
Why is my real paycheck a little different?
Your employer withholds using the W-4 you filled in and IRS Publication 15-T. Extra withholding, a second job, dependents, or other benefits change the number. This calculator spreads your estimated yearly tax evenly across your paychecks.
Do you take home more in Minnesota or South Dakota?
On a $56,920 (the Minnesota median) salary, a single filer keeps about $2,598 a year more in South Dakota than in Minnesota. South Dakota: $47,915, Iowa: $46,404, North Dakota: $47,915, Wisconsin: $45,997; Minnesota: $45,318 (single filer, $56,920 salary, no pre-tax deductions).