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Minnesota Paycheck Calculator 2026

See what lands in your bank account each payday. Minnesota taxes wages at 5.35% to 9.85%, and from January 2026 employees pay 0.44% of wages into the new Minnesota Paid Leave program.

Uses 2026 IRS tax brackets and the $184,500 Social Security wage base · Updated October 2026

How are you paid?
Estimated pay stubEvery 2 weeks · MN
Take-home pay per paycheck
$1,810.20
$47,065 a year · 72% of your gross pay
Take-homeFederal taxSocial Security + MedicareMinnesota401(k) + health
LineThis paycheckPer year
Gross pay$2,500.00$65,000
Federal income tax-$191.55-$4,980
Social Security (6.2%)-$150.04-$3,901
Medicare (1.45%)-$35.09-$912
Minnesota income tax-$97.47-$2,534
Minnesota Paid Leave-$10.65-$277
401(k)-$125.00-$3,250
Health insurance-$80.00-$2,080
Take-home pay$1,810.20$47,065

What your numbers mean

Minnesota income tax
$97.47

per paycheck, or $2,534 a year (3.9% of your gross pay).

A $5,000 raise adds
$140.60

to each paycheck. You keep about 73¢ of every extra dollar at this pay.

Your 401(k) really costs
$101.50

You put $125.00 into your 401(k) each paycheck, but your take-home only drops by $101.50. The difference is income tax you don't pay today.

Take-home pay at Minnesota pay levels

Based on Minnesota's minimum wage and its median and average wages (Bureau of Labor Statistics, May 2025). Single filer, paid every two weeks, no 401(k) or health deductions.

SalaryEvery 2 weeksPer monthPer yearTotal tax rate
$23,733
Minimum wage, full time
$792.25$1,716.53$20,59813.2%
$28,500
Half the median
$932.62$2,020.68$24,24814.9%
$56,920
Median wage
$1,742.98$3,776.47$45,31820.4%
$71,160
Average wage
$2,125.48$4,605.21$55,26222.3%
$85,400
1.5× the median
$2,471.13$5,354.11$64,24924.8%
$113,800
2× the median
$3,160.48$6,847.71$82,17327.8%
$170,800
3× the median
$4,487.75$9,723.46$116,68231.7%

Hourly pay after taxes in Minnesota

Single filer working 40 hours a week, 52 weeks a year. Minnesota's minimum wage is $11.41 an hour.

Hourly rateWeekly take-homeYearly grossYearly take-home
$11.41
Minimum wage
$396.12$23,733$20,598
$20.52
75% of the median
$669.65$42,682$34,822
$27.36
Median wage
$871.33$56,909$45,309
$34.21
Average wage
$1,062.70$71,157$55,260
$41.04
1.5× the median
$1,235.12$85,363$64,226
$54.72
2× the median
$1,580.46$113,818$82,184

Minnesota vs nearby states: take-home on $56,920

On a $56,920 (the Minnesota median) salary, a single filer keeps about $2,598 a year more in South Dakota than in Minnesota. Single filer, paid every two weeks, no 401(k) or health deductions.

StateEvery 2 weeksPer yearvs Minnesota
Minnesota$1,742.98$45,318—
South Dakota$1,842.89$47,915+$2,598
Iowa$1,784.77$46,404+$1,086
North Dakota$1,842.89$47,915+$2,598
Wisconsin$1,769.13$45,997+$680

More Minnesota pay calculators

Minnesota minimum wage$11.41 an hour in 2026 Bonus tax calculatorTax on a bonus in Minnesota Overtime calculatorTime-and-a-half after tax Salary to hourlyHourly, weekly, monthly pay Read your pay stubOASDI, FICA, FITW, YTD

Wages in Minnesota

Median wage, all jobs$27.36 an hour · $56,920 a year
Average (mean) wage$71,160 a year
Take-home at the median wage$45,318 a year · $1,742.98 every 2 weeks
Median household income (2024)$87,117
Jobs2,949,820

Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025. Household income: Census Bureau, American Community Survey 2024. Take-home assumes a single filer with no pre-tax deductions.

Minnesota income tax brackets 2026

Single filers

RateTaxable income
5.35%$0 – $33,310
6.8%$33,311 – $109,430
7.85%$109,431 – $203,150
9.85%Over $203,150

Married filing jointly

RateTaxable income
5.35%$0 – $48,700
6.8%$48,701 – $193,480
7.85%$193,481 – $337,930
9.85%Over $337,930

Paychecks in Minnesota: what to know

How this calculator works

  1. Gross pay. Your salary, or hourly rate × hours × 52 weeks plus overtime at 1.5×, divided by your number of paychecks.
  2. Pre-tax deductions. 401(k) contributions lower your income tax. Health premiums lower income tax and Social Security/Medicare.
  3. Federal income tax. Yearly taxable pay minus the 2026 standard deduction, run through the 2026 IRS brackets.
  4. Social Security and Medicare. 6.2% up to $184,500, plus 1.45% Medicare (2.35% above $200,000).
  5. Minnesota. Yes. Minnesota taxes wages at 5.35% to 9.85% after a $15,300 standard deduction for single filers. From 2026, employees also pay 0.44% for Minnesota Paid Leave. Minnesota also withholds Minnesota Paid Leave (0.44%).

Full details and federal sources are on the methodology page.

Minnesota sources

Common questions

Does Minnesota have a state income tax?

Yes. Minnesota taxes wages at 5.35% to 9.85% after a $15,300 standard deduction for single filers. From 2026, employees also pay 0.44% for Minnesota Paid Leave.

What is the Minnesota income tax rate for 2026?

Minnesota has graduated income tax rates from 5.35% to 9.85% in 2026. The full 2026 brackets are listed on this page.

How much is the median Minnesota salary after taxes?

The median wage in Minnesota is $56,920 a year. A single filer with no 401(k) or health deductions takes home about $45,318 of it, or $1,742.98 every two weeks, which is 80% of gross pay.

What does a full-time minimum wage job in Minnesota take home?

At $11.41 an hour and 40 hours a week, gross pay is $23,733 a year. A single filer takes home about $20,598, or $792.25 every two weeks.

What percentage of my paycheck goes to taxes in Minnesota?

For a single filer with no pre-tax deductions in Minnesota, taxes take about 13% of pay for a full-time minimum wage job ($23,733), 20% at the state median of $56,920 and 28% at twice the median ($113,800). That counts federal income tax, Social Security and Medicare, plus Minnesota income tax.

How much is the median hourly wage in Minnesota after taxes?

The median hourly wage in Minnesota is $27.36. Working 40 hours a week, that is $56,909 a year, and a single filer takes home about $45,309, or $871.33 a week ($21.78 per hour worked).

How much does the average Minnesota worker take home?

The average (mean) wage in Minnesota is $71,160 a year. After 2026 taxes, a single filer earning that keeps about $55,262 a year, or $2,125.48 every two weeks. The average is higher than the median because high earners pull it up.

How are bonuses taxed in Minnesota?

Employers usually withhold federal tax on a bonus at a flat 22%, plus Social Security and Medicare and Minnesota income tax. On a $5,000 bonus with a $56,920 salary, a single filer in Minnesota sees about $3,156 on payday and may get about $500 back at tax time.

What is the average salary in Minnesota?

The average (mean) wage in Minnesota is $71,160 a year, and the median is $56,920 ($27.36 an hour), according to the Bureau of Labor Statistics for May 2025. Half of Minnesota workers earn more than the median and half earn less.

What is the median household income in Minnesota?

The median household income in Minnesota was $87,117 in 2024, according to the Census Bureau's American Community Survey. Household income combines everyone in the home, so it is higher than a typical single paycheck.

What do OASDI and FICA mean on my Minnesota pay stub?

OASDI is Social Security tax: 6.2% of your wages up to $184,500 in 2026. FICA is Social Security plus Medicare (1.45% of all wages, plus 0.9% above $200,000), 7.65% in total for most workers. On a Minnesota minimum wage paycheck ($912.80 for two weeks full time), FICA takes $69.83. Minnesota also withholds Minnesota Paid Leave (0.44%).

How much of my paycheck goes to Social Security and Medicare?

Social Security takes 6.2% of your wages up to $184,500 in 2026, and Medicare takes 1.45% of all wages. Medicare adds another 0.9% on wages above $200,000. At the Minnesota median wage of $56,920, that is $3,529 for Social Security and $825 for Medicare a year, or $167.48 per biweekly paycheck. Minnesota also withholds Minnesota Paid Leave (0.44%).

Why is my real paycheck a little different?

Your employer withholds using the W-4 you filled in and IRS Publication 15-T. Extra withholding, a second job, dependents, or other benefits change the number. This calculator spreads your estimated yearly tax evenly across your paychecks.

Do you take home more in Minnesota or South Dakota?

On a $56,920 (the Minnesota median) salary, a single filer keeps about $2,598 a year more in South Dakota than in Minnesota. South Dakota: $47,915, Iowa: $46,404, North Dakota: $47,915, Wisconsin: $45,997; Minnesota: $45,318 (single filer, $56,920 salary, no pre-tax deductions).

Paycheck calculators near Minnesota

South DakotaNo state income taxIowaState income taxNorth DakotaState income taxWisconsinState income taxNebraskaState income taxMichiganState income taxIllinoisState income taxMissouriState income taxAll 47 statesFull list
Take-home per paycheck$1,810.20