Indiana Paycheck Calculator 2026
See what lands in your bank account each payday. Indiana charges a flat 2.95% state income tax in 2026, plus a county income tax that depends on where you live, typically between about 0.5% and 3%.
| Line | This paycheck | Per year |
|---|---|---|
| Gross pay | $2,500.00 | $65,000 |
| Federal income tax | -$191.55 | -$4,980 |
| Social Security (6.2%) | -$150.04 | -$3,901 |
| Medicare (1.45%) | -$35.09 | -$912 |
| Indiana income tax | -$66.57 | -$1,731 |
| County income tax | -$34.43 | -$895 |
| 401(k) | -$125.00 | -$3,250 |
| Health insurance | -$80.00 | -$2,080 |
| Take-home pay | $1,817.32 | $47,250 |
What your numbers mean
per paycheck, or $1,731 a year (2.7% of your gross pay).
to each paycheck. You keep about 76¢ of every extra dollar at this pay.
You put $125.00 into your 401(k) each paycheck, but your take-home only drops by $104.44. The difference is income tax you don't pay today.
Take-home pay at common salaries in Indiana
Single filer, paid every two weeks, no 401(k) or health deductions. Includes a 1.5% county income tax as a typical example.
| Salary | Every 2 weeks | Per month | Per year | Total tax rate |
|---|---|---|---|---|
| $30,000 | $960.75 | $2,081.63 | $24,980 | 16.7% |
| $40,000 | $1,252.67 | $2,714.13 | $32,570 | 18.6% |
| $50,000 | $1,544.60 | $3,346.63 | $40,160 | 19.7% |
| $60,000 | $1,836.52 | $3,979.13 | $47,750 | 20.4% |
| $70,000 | $2,114.98 | $4,582.46 | $54,990 | 21.4% |
| $80,000 | $2,368.44 | $5,131.63 | $61,580 | 23.0% |
| $100,000 | $2,875.37 | $6,229.96 | $74,760 | 25.2% |
| $125,000 | $3,506.56 | $7,597.54 | $91,171 | 27.1% |
| $150,000 | $4,120.98 | $8,928.79 | $107,146 | 28.6% |
| $200,000 | $5,386.79 | $11,671.38 | $140,057 | 30.0% |
Hourly pay after taxes in Indiana
Single filer working 40 hours a week, 52 weeks a year. Indiana's minimum wage is $7.25 an hour.
| Hourly rate | Weekly take-home | Yearly gross | Yearly take-home |
|---|---|---|---|
| $7.25 (minimum) | $255.48 | $15,080 | $13,285 |
| $15.00 | $497.89 | $31,200 | $25,890 |
| $20.00 | $649.69 | $41,600 | $33,784 |
| $25.00 | $801.49 | $52,000 | $41,678 |
| $30.00 | $953.29 | $62,400 | $49,571 |
| $40.00 | $1,224.78 | $83,200 | $63,688 |
Indiana vs nearby states: take-home on $65,000
On a $65,000 salary, a single filer keeps about $706 a year more in Kentucky than in Indiana. Single filer, paid every two weeks, no 401(k) or health deductions.
| State | Every 2 weeks | Per year | vs Indiana |
|---|---|---|---|
| Indiana | $1,982.48 | $51,545 | — |
| Illinois | $1,974.41 | $51,335 | −$210 |
| Kentucky | $2,009.62 | $52,250 | +$706 |
| Michigan | $1,995.99 | $51,896 | +$351 |
| Ohio | $2,003.62 | $52,094 | +$550 |
More Indiana pay calculators
Paychecks in Indiana: what to know
- The state rate dropped to 2.95% in 2026, from 3.00% in 2025.
- Each person on the return gets a $1,000 exemption, plus $1,500 for each dependent.
- All 92 counties charge a county income tax. In Indianapolis (Marion County) it is 2.02%.
- Indiana uses the federal minimum wage of $7.25 an hour.
- Sales tax: 7% state sales tax, no local sales tax.
How this calculator works
- Gross pay. Your salary, or hourly rate × hours × 52 weeks plus overtime at 1.5×, divided by your number of paychecks.
- Pre-tax deductions. 401(k) contributions lower your income tax. Health premiums lower income tax and Social Security/Medicare.
- Federal income tax. Yearly taxable pay minus the 2026 standard deduction, run through the 2026 IRS brackets.
- Social Security and Medicare. 6.2% up to $184,500, plus 1.45% Medicare (2.35% above $200,000).
- Indiana. Yes. Indiana taxes wages at a flat 2.95% in 2026, after a $1,000 exemption per person, and every Indiana county adds a county income tax.
- County income tax. Every Indiana county charges a county income tax based on where you lived on January 1. Examples from October 2026: Marion 2.02%, Hamilton 1.10%, Lake 1.50%, Allen 1.59%, Monroe 2.14%.
Full details and federal sources are on the methodology page.
Indiana sources
Common questions
Does Indiana have a state income tax?
Yes. Indiana taxes wages at a flat 2.95% in 2026, after a $1,000 exemption per person, and every Indiana county adds a county income tax.
How much is $65,000 a year after taxes in Indiana?
For a single filer with no 401(k) or health deductions, $65,000 a year in Indiana is about $51,545 after taxes, or $1,982.48 every two weeks. That is 79% of gross pay.
What does a full-time minimum wage job in Indiana take home?
At $7.25 an hour and 40 hours a week, gross pay is $15,080 a year. A single filer takes home about $13,285, or $510.95 every two weeks.
What percentage of my paycheck goes to taxes in Indiana?
For a single filer with no pre-tax deductions in Indiana, taxes take about 19% of pay at $40,000 a year, 21% at $65,000 and 25% at $100,000. That counts federal income tax, Social Security and Medicare, plus Indiana income tax and a typical local tax.
How much is $20 an hour after taxes in Indiana?
Working 40 hours a week, $20 an hour is $41,600 a year. A single filer in Indiana takes home about $33,784 a year, $649.69 a week, or about $16.24 per hour worked.
How much is $100,000 a year after taxes in Indiana?
A single filer earning $100,000 in Indiana takes home about $74,760 a year, or $2,875.37 every two weeks, with no pre-tax deductions.
How are bonuses taxed in Indiana?
Employers usually withhold federal tax on a bonus at a flat 22%, plus Social Security and Medicare and Indiana income tax. On a $5,000 bonus with a $65,000 salary, a single filer in Indiana sees about $3,295 on payday and may get about $150 back at tax time.
What do OASDI and FICA mean on my Indiana pay stub?
OASDI is Social Security tax: 6.2% of your wages up to $184,500 in 2026. FICA is Social Security plus Medicare (1.45% of all wages, plus 0.9% above $200,000), 7.65% in total for most workers.
How much of my paycheck goes to Social Security and Medicare?
Social Security takes 6.2% of your wages up to $184,500 in 2026, and Medicare takes 1.45% of all wages. Medicare adds another 0.9% on wages above $200,000.
Why is my real paycheck a little different?
Your employer withholds using the W-4 you filled in and IRS Publication 15-T. Extra withholding, a second job, dependents, or other benefits change the number. This calculator spreads your estimated yearly tax evenly across your paychecks.
Do you take home more in Indiana or Illinois?
On a $65,000 salary, a single filer keeps about $706 a year more in Kentucky than in Indiana. Illinois: $51,335, Kentucky: $52,250, Michigan: $51,896, Ohio: $52,094; Indiana: $51,545 (single filer, $65,000 salary, no pre-tax deductions, typical local tax where it applies).