Texas Paycheck Calculator 2026
Texas has no state income tax and no state payroll deductions, so the only taxes on your Texas paycheck are federal income tax, Social Security and Medicare.
| Line | This paycheck | Per year |
|---|---|---|
| Gross pay | $2,500.00 | $65,000 |
| Federal income tax | -$191.55 | -$4,980 |
| Social Security (6.2%) | -$150.04 | -$3,901 |
| Medicare (1.45%) | -$35.09 | -$912 |
| Texas income tax | $0.00 | $0 |
| 401(k) | -$125.00 | -$3,250 |
| Health insurance | -$80.00 | -$2,080 |
| Take-home pay | $1,918.32 | $49,876 |
What your numbers mean
Texas has no income tax on wages. At this pay, a 5% state income tax would take about $2,984 a year.
to each paycheck. You keep about 80¢ of every extra dollar at this pay.
You put $125.00 into your 401(k) each paycheck, but your take-home drops by only $110.00. The difference is income tax you don't pay today.
Take-home pay at Texas pay levels
Based on Texas's minimum wage and its median and average wages (Bureau of Labor Statistics, May 2025). Single filer, paid every two weeks, no 401(k) or health deductions.
| Salary | Every 2 weeks | Per month | Per year | Total tax rate |
|---|---|---|---|---|
| $15,080 Minimum wage, full time | $535.63 | $1,160.53 | $13,926 | 7.6% |
| $24,300 Half the median | $831.58 | $1,801.75 | $21,621 | 11.0% |
| $48,620 Median wage | $1,586.39 | $3,437.18 | $41,246 | 15.2% |
| $65,750 Average wage | $2,115.77 | $4,584.18 | $55,010 | 16.3% |
| $72,900 1.5× the median | $2,312.12 | $5,009.60 | $60,115 | 17.5% |
| $97,200 2× the median | $2,969.62 | $6,434.18 | $77,210 | 20.6% |
| $145,900 3× the median | $4,268.79 | $9,249.05 | $110,989 | 23.9% |
Hourly pay after taxes in Texas
40 hours a week, 52 weeks a year.
| Hourly rate | Weekly take-home | Yearly gross | Yearly take-home |
|---|---|---|---|
| $7.25 Minimum wage | $267.82 | $15,080 | $13,926 |
| $17.54 75% of the median | $605.66 | $36,483 | $31,494 |
| $23.38 Median wage | $793.36 | $48,630 | $41,255 |
| $31.61 Average wage | $1,057.87 | $65,749 | $55,009 |
| $35.07 1.5× the median | $1,156.68 | $72,946 | $60,147 |
| $46.76 2× the median | $1,485.63 | $97,261 | $77,253 |
Texas vs nearby states: take-home on $48,620
On the Texas median salary of $48,620, a single filer keeps about $1,642 a year more in Texas than in Oklahoma.
| State | Every 2 weeks | Per year | vs Texas |
|---|---|---|---|
| Texas | $1,586.39 | $41,246 | — |
| Arkansas | $1,535.95 | $39,935 | −$1,311 |
| Louisiana | $1,545.15 | $40,174 | −$1,072 |
| New Mexico | $1,543.19 | $40,123 | −$1,123 |
| Oklahoma | $1,523.22 | $39,604 | −$1,642 |
Texas taxes at a glance
- Texas's state sales tax is 6.25%, and cities, counties and special districts can add up to 2%, for a maximum combined rate of 8.25%.
- Texas voters approved a 2019 constitutional amendment (Proposition 4) that prohibits a state income tax on individuals, including their share of partnership income.
- In November 2025, Texas voters added a ban on taxing individuals' realized or unrealized capital gains to the state constitution (Proposition 2).
- In 2024, the median real estate tax paid by Texas homeowners was $4,108 a year (margin of error +/- $42), according to the Census Bureau's American Community Survey.
Texas paycheck rules
- Texas unemployment tax is paid only by employers, and employers are not allowed to deduct it from your paycheck.
- Texas employers pay unemployment tax only on the first $9,000 of each worker's wages per year.
If you live in Texas but work in a neighboring state, that state taxes your wages. At the Texas median of $48,620, the income tax alone would be about $1,642 a year in Oklahoma, $1,311 a year in Arkansas and $1,123 a year in New Mexico.
More for Texas
Wages in Texas
| Median wage, all jobs | $23.38 an hour · $48,620 a year |
| Average (mean) wage | $65,750 a year |
| Take-home at the median wage | $41,246 a year · $1,586.39 every 2 weeks |
| Median household income (2024) | $79,721 |
| Jobs | 14,071,160 |
BLS wage survey, May 2025; Census ACS 2024.
Paychecks in Texas: what to know
- No state or local income tax on wages.
- The state minimum wage follows the federal $7.25 an hour.
- Texas raises revenue through sales tax (6.25% state, up to 8.25% combined) and some of the highest property taxes in the country, so budget for those when you compare offers.
Texas sources
- Texas Comptroller
- Texas Legislative Council
- Texas Legislative Council, page 2
- U.S. Census Bureau
- Texas Workforce Commission: unemployment tax basics
- Texas Workforce Commission: reporting determining taxable wages
- Federal brackets, Social Security and Medicare: see how we calculate.
Common questions
Does Texas have a state income tax?
No. Texas does not tax wages, so only federal income tax, Social Security and Medicare come out of your paycheck.
How much is the median Texas salary after taxes?
The median wage in Texas is $48,620 a year. After taxes, that's about $41,246, or $1,586.39 every two weeks (85% of gross pay).
Do Texas residents pay income tax on wages earned in Oklahoma?
Yes. Oklahoma taxes wages earned there even if you live in Texas, and Texas has no income tax to credit it against. For a single filer earning $48,620, Oklahoma tax is roughly $1,642 a year.