Maryland Paycheck Calculator 2026
See what lands in your bank account each payday. Maryland taxes wages at 2% to 6.5%, and every county adds its own income tax, usually 3.20%, so most Marylanders pay close to 8% in combined state and local tax.
| Line | This paycheck | Per year |
|---|---|---|
| Gross pay | $2,500.00 | $65,000 |
| Federal income tax | -$191.55 | -$4,980 |
| Social Security (6.2%) | -$150.04 | -$3,901 |
| Medicare (1.45%) | -$35.09 | -$912 |
| Maryland income tax | -$94.94 | -$2,468 |
| County income tax | -$65.32 | -$1,698 |
| 401(k) | -$125.00 | -$3,250 |
| Health insurance | -$80.00 | -$2,080 |
| Take-home pay | $1,758.06 | $45,710 |
What your numbers mean
per paycheck, or $2,468 a year (3.8% of your gross pay).
to each paycheck. You keep about 72¢ of every extra dollar at this pay.
You put $125.00 into your 401(k) each paycheck, but your take-home only drops by $100.06. The difference is income tax you don't pay today.
Take-home pay at Maryland pay levels
Based on Maryland's minimum wage and its median and average wages (Bureau of Labor Statistics, May 2025). Single filer, paid every two weeks, no 401(k) or health deductions. Includes a 3.2% county income tax as a typical example.
| Salary | Every 2 weeks | Per month | Per year | Total tax rate |
|---|---|---|---|---|
| $29,800 Half the median | $935.86 | $2,027.70 | $24,332 | 18.3% |
| $31,200 Minimum wage, full time | $974.85 | $2,112.17 | $25,346 | 18.8% |
| $59,510 Median wage | $1,763.17 | $3,820.20 | $45,842 | 23.0% |
| $77,580 Average wage | $2,223.74 | $4,818.09 | $57,817 | 25.5% |
| $89,300 1.5× the median | $2,505.02 | $5,427.53 | $65,130 | 27.1% |
| $119,000 2× the median | $3,211.58 | $6,958.42 | $83,501 | 29.8% |
| $178,500 3× the median | $4,577.96 | $9,918.92 | $119,027 | 33.3% |
Hourly pay after taxes in Maryland
Single filer working 40 hours a week, 52 weeks a year. Maryland's minimum wage is $15.00 an hour.
| Hourly rate | Weekly take-home | Yearly gross | Yearly take-home |
|---|---|---|---|
| $15.00 Minimum wage | $487.42 | $31,200 | $25,346 |
| $21.46 75% of the median | $674.50 | $44,637 | $35,074 |
| $28.61 Median wage | $881.57 | $59,509 | $45,842 |
| $37.30 Average wage | $1,111.92 | $77,584 | $57,820 |
| $42.92 1.5× the median | $1,252.19 | $89,274 | $65,114 |
| $57.22 2× the median | $1,606.00 | $119,018 | $83,512 |
Maryland vs nearby states: take-home on $59,510
On a $59,510 (the Maryland median) salary, a single filer keeps about $2,308 a year more in West Virginia than in Maryland. Single filer, paid every two weeks, no 401(k) or health deductions.
| State | Every 2 weeks | Per year | vs Maryland |
|---|---|---|---|
| Maryland | $1,763.17 | $45,842 | — |
| Delaware | $1,812.78 | $47,132 | +$1,290 |
| Pennsylvania | $1,851.06 | $48,128 | +$2,285 |
| Virginia | $1,822.64 | $47,389 | +$1,546 |
| West Virginia | $1,851.96 | $48,151 | +$2,308 |
| Washington, D.C. | $1,827.04 | $47,503 | +$1,661 |
More Maryland pay calculators
Wages in Maryland
| Median wage, all jobs | $28.61 an hour · $59,510 a year |
| Average (mean) wage | $77,580 a year |
| Take-home at the median wage | $45,842 a year · $1,763.17 every 2 weeks |
| Median household income (2024) | $102,905 |
| Jobs | 2,763,030 |
Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025. Household income: Census Bureau, American Community Survey 2024. Take-home assumes a single filer with no pre-tax deductions and a typical local tax.
Maryland income tax brackets 2026
Single filers
| Rate | Taxable income |
|---|---|
| 2% | $0 – $1,000 |
| 3% | $1,001 – $2,000 |
| 4% | $2,001 – $3,000 |
| 4.75% | $3,001 – $100,000 |
| 5% | $100,001 – $125,000 |
| 5.25% | $125,001 – $150,000 |
| 5.5% | $150,001 – $250,000 |
| 5.75% | $250,001 – $500,000 |
| 6.25% | $500,001 – $1,000,000 |
| 6.5% | Over $1,000,000 |
Married filing jointly
| Rate | Taxable income |
|---|---|
| 2% | $0 – $1,000 |
| 3% | $1,001 – $2,000 |
| 4% | $2,001 – $3,000 |
| 4.75% | $3,001 – $150,000 |
| 5% | $150,001 – $175,000 |
| 5.25% | $175,001 – $225,000 |
| 5.5% | $225,001 – $300,000 |
| 5.75% | $300,001 – $600,000 |
| 6.25% | $600,001 – $1,200,000 |
| 6.5% | Over $1,200,000 |
- Standard deduction: $3,400 single, $6,800 married filing jointly, $6,800 head of household.
- Personal exemption shrinks as income rises.
Paychecks in Maryland: what to know
- New 6.25% and 6.5% brackets apply above $500,000 and $1 million for single filers ($600,000 and $1.2 million married).
- County income tax ranges from 2.25% to 3.30% in 2026. Allegany rose to 3.20% and Kent to 3.30%.
- If you don't file Form MW507 naming your county, your employer withholds at the highest local rate, 3.30%.
- The standard deduction is a flat $3,400 for single filers in 2026. The $3,200 personal exemption shrinks above $100,000 of income.
- Maryland's paid family leave deductions were delayed again and start in 2027, so 2026 paychecks have none.
- Sales tax: 6% state sales tax, no local sales tax.
How this calculator works
- Gross pay. Your salary, or hourly rate × hours × 52 weeks plus overtime at 1.5×, divided by your number of paychecks.
- Pre-tax deductions. 401(k) contributions lower your income tax. Health premiums lower income tax and Social Security/Medicare.
- Federal income tax. Yearly taxable pay minus the 2026 standard deduction, run through the 2026 IRS brackets.
- Social Security and Medicare. 6.2% up to $184,500, plus 1.45% Medicare (2.35% above $200,000).
- Maryland. Yes. Maryland taxes wages at 2% to 6.5% (the top rate applies above $1 million), and every county adds a local income tax of 2.25% to 3.30%. A $3,400 standard deduction and $3,200 exemption apply for single filers.
- County income tax. Every Maryland county charges a local income tax in 2026, from 2.25% (Worcester) to 3.30% (Dorchester and Kent). Most counties, including Baltimore City, Baltimore County and Montgomery, charge 3.20%. Anne Arundel and Frederick use graduated rates.
Full details and federal sources are on the methodology page.
Maryland sources
Common questions
Does Maryland have a state income tax?
Yes. Maryland taxes wages at 2% to 6.5% (the top rate applies above $1 million), and every county adds a local income tax of 2.25% to 3.30%. A $3,400 standard deduction and $3,200 exemption apply for single filers.
What is the Maryland income tax rate for 2026?
Maryland has graduated income tax rates from 2% to 6.5% in 2026. The full 2026 brackets are listed on this page.
How much is the median Maryland salary after taxes?
The median wage in Maryland is $59,510 a year. A single filer with no 401(k) or health deductions takes home about $45,842 of it, or $1,763.17 every two weeks, which is 77% of gross pay.
What does a full-time minimum wage job in Maryland take home?
At $15.00 an hour and 40 hours a week, gross pay is $31,200 a year. A single filer takes home about $25,346, or $974.85 every two weeks.
What percentage of my paycheck goes to taxes in Maryland?
For a single filer with no pre-tax deductions in Maryland, taxes take about 19% of pay for a full-time minimum wage job ($31,200), 23% at the state median of $59,510 and 30% at twice the median ($119,000). That counts federal income tax, Social Security and Medicare, plus Maryland income tax and a typical local tax.
How much is the median hourly wage in Maryland after taxes?
The median hourly wage in Maryland is $28.61. Working 40 hours a week, that is $59,509 a year, and a single filer takes home about $45,842, or $881.57 a week ($22.04 per hour worked).
How much does the average Maryland worker take home?
The average (mean) wage in Maryland is $77,580 a year. After 2026 taxes, a single filer earning that keeps about $57,817 a year, or $2,223.74 every two weeks. The average is higher than the median because high earners pull it up.
How are bonuses taxed in Maryland?
Employers usually withhold federal tax on a bonus at a flat 22%, plus Social Security and Medicare and Maryland income tax. On a $5,000 bonus with a $59,510 salary, a single filer in Maryland sees about $3,120 on payday and may get about $500 back at tax time.
What is the average salary in Maryland?
The average (mean) wage in Maryland is $77,580 a year, and the median is $59,510 ($28.61 an hour), according to the Bureau of Labor Statistics for May 2025. Half of Maryland workers earn more than the median and half earn less.
What is the median household income in Maryland?
The median household income in Maryland was $102,905 in 2024, according to the Census Bureau's American Community Survey. Household income combines everyone in the home, so it is higher than a typical single paycheck.
What do OASDI and FICA mean on my Maryland pay stub?
OASDI is Social Security tax: 6.2% of your wages up to $184,500 in 2026. FICA is Social Security plus Medicare (1.45% of all wages, plus 0.9% above $200,000), 7.65% in total for most workers. On a Maryland minimum wage paycheck ($1,200.00 for two weeks full time), FICA takes $91.80.
How much of my paycheck goes to Social Security and Medicare?
Social Security takes 6.2% of your wages up to $184,500 in 2026, and Medicare takes 1.45% of all wages. Medicare adds another 0.9% on wages above $200,000. At the Maryland median wage of $59,510, that is $3,690 for Social Security and $863 for Medicare a year, or $175.10 per biweekly paycheck.
Why is my real paycheck a little different?
Your employer withholds using the W-4 you filled in and IRS Publication 15-T. Extra withholding, a second job, dependents, or other benefits change the number. This calculator spreads your estimated yearly tax evenly across your paychecks.
Do you take home more in Maryland or Delaware?
On a $59,510 (the Maryland median) salary, a single filer keeps about $1,290 a year more in Delaware than in Maryland. Delaware: $47,132, Pennsylvania: $48,128, Virginia: $47,389, West Virginia: $48,151, Washington, D.C.: $47,503; Maryland: $45,842 (single filer, $59,510 salary, no pre-tax deductions, typical local tax where it applies).