New Jersey Paycheck Calculator 2026

Yes. New Jersey taxes wages at 1.4% up to 10.75% above $1 million, with no standard deduction. Employees also pay small amounts for unemployment insurance, disability insurance and family leave insurance.

New Jersey has graduated income tax rates from 1.4% to 10.75% in 2026. The full 2026 brackets are listed on this page.

The median wage in New Jersey is $58,570 a year. A single filer with no 401(k) or health deductions takes home about $47,116 of it, or $1,812.17 every two weeks, which is 80% of gross pay.

At $15.92 an hour and 40 hours a week, gross pay is $33,114 a year. A single filer takes home about $28,015, or $1,077.50 every two weeks.

For a single filer with no pre-tax deductions in New Jersey, taxes take about 15% of pay for a full-time minimum wage job ($33,114), 20% at the state median of $58,570 and 27% at twice the median ($117,100). That counts federal income tax, Social Security and Medicare, plus New Jersey income tax.

The median hourly wage in New Jersey is $28.16. Working 40 hours a week, that is $58,573 a year, and a single filer takes home about $47,118, or $906.12 a week ($22.65 per hour worked).

The average (mean) wage in New Jersey is $78,040 a year. After 2026 taxes, a single filer earning that keeps about $60,432 a year, or $2,324.30 every two weeks. The average is higher than the median because high earners pull it up.

Employers usually withhold federal tax on a bonus at a flat 22%, plus Social Security and Medicare and New Jersey income tax. On a $5,000 bonus with a $58,570 salary, a single filer in New Jersey sees about $3,220 on payday and may get about $500 back at tax time.

The average (mean) wage in New Jersey is $78,040 a year, and the median is $58,570 ($28.16 an hour), according to the Bureau of Labor Statistics for May 2025. Half of New Jersey workers earn more than the median and half earn less.

The median household income in New Jersey was $104,294 in 2024, according to the Census Bureau's American Community Survey. Household income combines everyone in the home, so it is higher than a typical single paycheck.

OASDI is Social Security tax: 6.2% of your wages up to $184,500 in 2026. FICA is Social Security plus Medicare (1.45% of all wages, plus 0.9% above $200,000), 7.65% in total for most workers. On a New Jersey minimum wage paycheck ($1,273.60 for two weeks full time), FICA takes $97.43. New Jersey also withholds NJ unemployment insurance (UI/WF/SWF) (0.43%) and NJ disability insurance (TDI) (0.19%) and NJ Family Leave Insurance (FLI) (0.23%).

Social Security takes 6.2% of your wages up to $184,500 in 2026, and Medicare takes 1.45% of all wages. Medicare adds another 0.9% on wages above $200,000. At the New Jersey median wage of $58,570, that is $3,631 for Social Security and $849 for Medicare a year, or $172.33 per biweekly paycheck. New Jersey also withholds NJ unemployment insurance (UI/WF/SWF) (0.43%) and NJ disability insurance (TDI) (0.19%) and NJ Family Leave Insurance (FLI) (0.23%).

Your employer withholds using the W-4 you filled in and IRS Publication 15-T. Extra withholding, a second job, dependents, or other benefits change the number. This calculator spreads your estimated yearly tax evenly across your paychecks.

On a $58,570 (the New Jersey median) salary, a single filer keeps about $683 a year more in New Jersey than in Delaware. Delaware: $46,433, New York: $46,391, Pennsylvania: $47,402; New Jersey: $47,116 (single filer, $58,570 salary, no pre-tax deductions, typical local tax where it applies).