Rhode Island Paycheck Calculator 2026
See what lands in your bank account each payday. Rhode Island taxes wages at 3.75% to 5.99%, and every paycheck also pays 1.1% for temporary disability insurance on the first $100,000.
| Line | This paycheck | Per year |
|---|---|---|
| Gross pay | $2,500.00 | $65,000 |
| Federal income tax | -$191.55 | -$4,980 |
| Social Security (6.2%) | -$150.04 | -$3,901 |
| Medicare (1.45%) | -$35.09 | -$912 |
| Rhode Island income tax | -$62.34 | -$1,621 |
| RI temporary disability insurance (TDI) | -$26.62 | -$692 |
| 401(k) | -$125.00 | -$3,250 |
| Health insurance | -$80.00 | -$2,080 |
| Take-home pay | $1,829.36 | $47,563 |
What your numbers mean
per paycheck, or $1,621 a year (2.5% of your gross pay).
to each paycheck. You keep about 76¢ of every extra dollar at this pay.
You put $125.00 into your 401(k) each paycheck, but your take-home only drops by $105.31. The difference is income tax you don't pay today.
Take-home pay at Rhode Island pay levels
Based on Rhode Island's minimum wage and its median and average wages (Bureau of Labor Statistics, May 2025). Single filer, paid every two weeks, no 401(k) or health deductions.
| Salary | Every 2 weeks | Per month | Per year | Total tax rate |
|---|---|---|---|---|
| $28,400 Half the median | $932.19 | $2,019.74 | $24,237 | 14.7% |
| $33,280 Minimum wage, full time | $1,073.97 | $2,326.94 | $27,923 | 16.1% |
| $56,780 Median wage | $1,756.38 | $3,805.48 | $45,666 | 19.6% |
| $71,900 Average wage | $2,174.67 | $4,711.78 | $56,541 | 21.4% |
| $85,200 1.5× the median | $2,509.73 | $5,437.74 | $65,253 | 23.4% |
| $113,600 2× the median | $3,225.13 | $6,987.79 | $83,853 | 26.2% |
| $170,300 3× the median | $4,618.41 | $10,006.56 | $120,079 | 29.5% |
Hourly pay after taxes in Rhode Island
Single filer working 40 hours a week, 52 weeks a year. Rhode Island's minimum wage is $16.00 an hour.
| Hourly rate | Weekly take-home | Yearly gross | Yearly take-home |
|---|---|---|---|
| $16.00 Minimum wage | $536.99 | $33,280 | $27,923 |
| $20.48 75% of the median | $672.28 | $42,598 | $34,959 |
| $27.30 Median wage | $878.25 | $56,784 | $45,669 |
| $34.57 Average wage | $1,087.40 | $71,906 | $56,545 |
| $40.95 1.5× the median | $1,254.56 | $85,176 | $65,237 |
| $54.60 2× the median | $1,612.16 | $113,568 | $83,832 |
Rhode Island vs nearby states: take-home on $56,780
On a $56,780 (the Rhode Island median) salary, a single filer keeps about $2,137 a year more in New Hampshire than in Rhode Island. Single filer, paid every two weeks, no 401(k) or health deductions.
| State | Every 2 weeks | Per year | vs Rhode Island |
|---|---|---|---|
| Rhode Island | $1,756.38 | $45,666 | — |
| Connecticut | $1,744.64 | $45,361 | −$305 |
| Massachusetts | $1,731.64 | $45,023 | −$643 |
| New Hampshire | $1,838.57 | $47,803 | +$2,137 |
More Rhode Island pay calculators
Wages in Rhode Island
| Median wage, all jobs | $27.30 an hour · $56,780 a year |
| Average (mean) wage | $71,900 a year |
| Take-home at the median wage | $45,666 a year · $1,756.38 every 2 weeks |
| Median household income (2024) | $83,504 |
| Jobs | 501,340 |
Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025. Household income: Census Bureau, American Community Survey 2024. Take-home assumes a single filer with no pre-tax deductions.
Rhode Island income tax brackets 2026
| Rate | Taxable income (all filing statuses) |
|---|---|
| 3.75% | $0 – $82,050 |
| 4.75% | $82,051 – $186,450 |
| 5.99% | Over $186,450 |
- Standard deduction: $11,200 single, $22,400 married filing jointly, $16,800 head of household.
- Personal exemption: $5,250 single, $10,500 married filing jointly.
- Rhode Island uses one rate schedule for every filing status.
- The standard deduction and exemptions shrink in 20% steps once income passes $261,000 and are gone above $290,800.
Paychecks in Rhode Island: what to know
- Rhode Island taxes 2026 income at 3.75% up to $82,050, 4.75% up to $186,450 and 5.99% above that, for every filing status.
- The 2026 Rhode Island standard deduction is $11,200 single, $22,400 married filing jointly and $16,800 head of household, plus $5,250 per exemption.
- Rhode Islanders lose their standard deduction and exemptions entirely once modified AGI passes $290,800.
- The 2026 TDI rate fell to 1.1% while the wage base rose to $100,000, capping an employee's contribution at $1,100.
- A full-time Rhode Island worker earning the $16.00 minimum wage pays about $7.04 a week in TDI in 2026.
- Rhode Island's new millionaire surtax starts in tax year 2027, not 2026.
- Sales tax: 7% state sales tax, no local sales taxes.
How this calculator works
- Gross pay. Your salary, or hourly rate × hours × 52 weeks plus overtime at 1.5×, divided by your number of paychecks.
- Pre-tax deductions. 401(k) contributions lower your income tax. Health premiums lower income tax and Social Security/Medicare.
- Federal income tax. Yearly taxable pay minus the 2026 standard deduction, run through the 2026 IRS brackets.
- Social Security and Medicare. 6.2% up to $184,500, plus 1.45% Medicare (2.35% above $200,000).
- Rhode Island. Yes. Rhode Island taxes wages at 3.75%, 4.75% and 5.99% in 2026, after a standard deduction of $11,200 for single filers and a $5,250 exemption. Employees also pay 1.1% of wages for temporary disability insurance. Rhode Island also withholds RI temporary disability insurance (TDI) (1.10%).
Full details and federal sources are on the methodology page.
Rhode Island sources
Common questions
Does Rhode Island have a state income tax?
Yes. Rhode Island taxes wages at 3.75%, 4.75% and 5.99% in 2026, after a standard deduction of $11,200 for single filers and a $5,250 exemption. Employees also pay 1.1% of wages for temporary disability insurance.
What is the Rhode Island income tax rate for 2026?
Rhode Island has graduated income tax rates from 3.75% to 5.99% in 2026. The full 2026 brackets are listed on this page.
How much is the median Rhode Island salary after taxes?
The median wage in Rhode Island is $56,780 a year. A single filer with no 401(k) or health deductions takes home about $45,666 of it, or $1,756.38 every two weeks, which is 80% of gross pay.
What does a full-time minimum wage job in Rhode Island take home?
At $16.00 an hour and 40 hours a week, gross pay is $33,280 a year. A single filer takes home about $27,923, or $1,073.97 every two weeks.
What percentage of my paycheck goes to taxes in Rhode Island?
For a single filer with no pre-tax deductions in Rhode Island, taxes take about 16% of pay for a full-time minimum wage job ($33,280), 20% at the state median of $56,780 and 26% at twice the median ($113,600). That counts federal income tax, Social Security and Medicare, plus Rhode Island income tax.
How much is the median hourly wage in Rhode Island after taxes?
The median hourly wage in Rhode Island is $27.30. Working 40 hours a week, that is $56,784 a year, and a single filer takes home about $45,669, or $878.25 a week ($21.96 per hour worked).
How much does the average Rhode Island worker take home?
The average (mean) wage in Rhode Island is $71,900 a year. After 2026 taxes, a single filer earning that keeps about $56,541 a year, or $2,174.67 every two weeks. The average is higher than the median because high earners pull it up.
How are bonuses taxed in Rhode Island?
Employers usually withhold federal tax on a bonus at a flat 22%, plus Social Security and Medicare, and Rhode Island usually withholds its own flat 5.99% supplemental rate. On a $5,000 bonus with a $56,780 salary, a single filer in Rhode Island sees about $3,163 on payday and may get about $500 back at tax time.
What is the average salary in Rhode Island?
The average (mean) wage in Rhode Island is $71,900 a year, and the median is $56,780 ($27.30 an hour), according to the Bureau of Labor Statistics for May 2025. Half of Rhode Island workers earn more than the median and half earn less.
What is the median household income in Rhode Island?
The median household income in Rhode Island was $83,504 in 2024, according to the Census Bureau's American Community Survey. Household income combines everyone in the home, so it is higher than a typical single paycheck.
What do OASDI and FICA mean on my Rhode Island pay stub?
OASDI is Social Security tax: 6.2% of your wages up to $184,500 in 2026. FICA is Social Security plus Medicare (1.45% of all wages, plus 0.9% above $200,000), 7.65% in total for most workers. On a Rhode Island minimum wage paycheck ($1,280.00 for two weeks full time), FICA takes $97.92. Rhode Island also withholds RI temporary disability insurance (TDI) (1.10%).
How much of my paycheck goes to Social Security and Medicare?
Social Security takes 6.2% of your wages up to $184,500 in 2026, and Medicare takes 1.45% of all wages. Medicare adds another 0.9% on wages above $200,000. At the Rhode Island median wage of $56,780, that is $3,520 for Social Security and $823 for Medicare a year, or $167.06 per biweekly paycheck. Rhode Island also withholds RI temporary disability insurance (TDI) (1.10%).
Why is my real paycheck a little different?
Your employer withholds using the W-4 you filled in and IRS Publication 15-T. Extra withholding, a second job, dependents, or other benefits change the number. This calculator spreads your estimated yearly tax evenly across your paychecks.
Do you take home more in Rhode Island or Connecticut?
On a $56,780 (the Rhode Island median) salary, a single filer keeps about $305 a year more in Rhode Island than in Connecticut. Connecticut: $45,361, Massachusetts: $45,023, New Hampshire: $47,803; Rhode Island: $45,666 (single filer, $56,780 salary, no pre-tax deductions).