$38 an Hour Is How Much a Year?
Full time, $38 an hour is $79,040 a year before taxes. After federal, Social Security and Medicare taxes, a single filer keeps about $64,435 in a state with no income tax.
| Yearly | $79,040.00 |
| Monthly | $6,586.67 |
| Twice a month | $3,293.33 |
| Every 2 weeks | $3,040.00 |
| Weekly | $1,520.00 |
| Daily (8 hours) | $304.00 |
| Hourly | $38.00 |
| Federal income tax | -$8,559 |
| Social Security + Medicare | -$6,047 |
| Take-home pay | $64,435 |
$38 an hour after taxes by state
Single filer, full time, no pre-tax deductions, 2026 rules. Typical local taxes included where they apply. Sorted from most to least take-home pay.
| State | Per year | Every 2 weeks | Per hour |
|---|---|---|---|
| Texas | $64,435 | $2,478.26 | $30.98 |
| Florida | $64,435 | $2,478.26 | $30.98 |
| Nevada | $64,435 | $2,478.26 | $30.98 |
| Tennessee | $64,435 | $2,478.26 | $30.98 |
| South Dakota | $64,435 | $2,478.26 | $30.98 |
| Wyoming | $64,435 | $2,478.26 | $30.98 |
| New Hampshire | $64,435 | $2,478.26 | $30.98 |
| North Dakota | $64,174 | $2,468.23 | $30.85 |
| Alaska | $64,164 | $2,467.83 | $30.85 |
| Washington | $63,338 | $2,436.09 | $30.45 |
| Arizona | $62,852 | $2,417.40 | $30.22 |
| Louisiana | $62,450 | $2,401.91 | $30.02 |
| Iowa | $62,083 | $2,387.80 | $29.85 |
| Mississippi | $62,005 | $2,384.81 | $29.81 |
| Arkansas | $61,998 | $2,384.53 | $29.81 |
| Pennsylvania | $61,953 | $2,382.80 | $29.78 |
| New Mexico | $61,885 | $2,380.21 | $29.75 |
| North Carolina | $61,790 | $2,376.53 | $29.71 |
| Kentucky | $61,786 | $2,376.38 | $29.70 |
| Nebraska | $61,718 | $2,373.76 | $29.67 |
| Missouri | $61,717 | $2,373.75 | $29.67 |
| West Virginia | $61,704 | $2,373.22 | $29.67 |
| Vermont | $61,642 | $2,370.84 | $29.64 |
| South Carolina | $61,509 | $2,365.75 | $29.57 |
| Ohio | $61,454 | $2,363.63 | $29.55 |
| Oklahoma | $61,423 | $2,362.44 | $29.53 |
| Idaho | $61,354 | $2,359.76 | $29.50 |
| Montana | $61,330 | $2,358.84 | $29.49 |
| Michigan | $61,326 | $2,358.70 | $29.48 |
| Colorado | $61,318 | $2,358.37 | $29.48 |
| Wisconsin | $61,251 | $2,355.82 | $29.45 |
| Georgia | $61,239 | $2,355.35 | $29.44 |
| Rhode Island | $61,218 | $2,354.54 | $29.43 |
| Alabama | $61,151 | $2,351.95 | $29.40 |
| Utah | $61,099 | $2,349.96 | $29.37 |
| New Jersey | $61,067 | $2,348.75 | $29.36 |
| Indiana | $60,947 | $2,344.11 | $29.30 |
| Kansas | $60,824 | $2,339.38 | $29.24 |
| Virginia | $60,704 | $2,334.77 | $29.18 |
| Illinois | $60,667 | $2,333.34 | $29.17 |
| Washington, D.C. | $60,591 | $2,330.43 | $29.13 |
| Massachusetts | $60,439 | $2,324.58 | $29.06 |
| California | $60,419 | $2,323.80 | $29.05 |
| New York | $60,391 | $2,322.72 | $29.03 |
| Maine | $60,382 | $2,322.39 | $29.03 |
| Connecticut | $60,317 | $2,319.89 | $29.00 |
| Delaware | $60,243 | $2,317.03 | $28.96 |
| Minnesota | $60,236 | $2,316.75 | $28.96 |
| Hawaii | $59,841 | $2,301.59 | $28.77 |
| Maryland | $58,728 | $2,258.78 | $28.23 |
| Oregon | $58,551 | $2,251.96 | $28.15 |
Part time and overtime
| Schedule | Per week | Per year |
|---|---|---|
| 20 hours a week | $760.00 | $39,520 |
| 30 hours a week | $1,140.00 | $59,280 |
| 40 hours a week | $1,520.00 | $79,040 |
| 40 hours + 5 overtime | $1,805.00 | $93,860 |
| 40 hours + 10 overtime | $2,090.00 | $108,680 |
How $38 an hour compares
$38 an hour is above the median wage in 50 of 51 states. The states where it is still below the median are Washington, D.C.
- Highest federal tax bracket: 22% for a single filer (2026 brackets).
- A $1,000 raise adds about $704 after tax in a state with no income tax, or $27.06 per paycheck.
- Total tax rate in a no-income-tax state: 18.5% of gross pay.
Median wages: U.S. Bureau of Labor Statistics, May 2025. Minimum wages as of 2026.
Jobs that pay about $38 an hour
National median pay by occupation, U.S. Bureau of Labor Statistics (May 2025). Half of workers in each job earn more and half earn less; pay varies by state and experience.
| Occupation | Median hourly | Median yearly |
|---|---|---|
| Loan officers | $36.87 | $76,690 |
| Claims adjusters, examiners, and investigators | $37.50 | $78,000 |
| Market research analysts and marketing specialists | $37.87 | $78,760 |
| Aircraft mechanics and service technicians | $38.40 | $79,870 |
| First-line supervisors of construction trades and extraction workers | $38.42 | $79,920 |
| Radiologic technologists and technicians | $38.52 | $80,110 |
| Compliance officers | $38.81 | $80,730 |
| Insurance underwriters | $39.12 | $81,370 |
Compare nearby wages
Common questions
$38 an hour is how much a year?
Working full time (40 hours a week, 52 weeks), $38 an hour is $79,040 a year before taxes. That is $6,586.67 a month and $3,040.00 every two weeks.
How much is $38 an hour after taxes?
For a single filer, $38 an hour full time leaves about $64,435 a year in Texas, which has no state income tax. It ranges from $64,435 in Texas to $58,551 in Oregon once state and typical local taxes are included.
How much is $38 an hour biweekly?
$38 an hour for 80 hours is $3,040.00 every two weeks before taxes, or about $2,478.26 after federal taxes, Social Security and Medicare in a no-income-tax state.
How much is $38 an hour part time?
At 20 hours a week, $38 an hour is $39,520 a year. At 30 hours a week it is $59,280 a year.
What jobs pay $38 an hour?
Jobs with a national median of about $38 an hour include loan officers, claims adjusters, examiners, and investigators, market research analysts and marketing specialists, aircraft mechanics and service technicians, first-line supervisors of construction trades and extraction workers, according to the Bureau of Labor Statistics (May 2025).
Is $38 an hour a good wage?
$38 an hour is above the median wage in 50 of 51 states. The states where it is still below the median are Washington, D.C.
What is $38 an hour with overtime?
Overtime is usually paid at 1.5 times your rate, so each overtime hour pays $57.00 at $38 an hour. Five overtime hours a week adds $14,820 a year before tax.